You don’t need an insurance policy, you need a personal insurance advisor!

Why? An agent will take the time to learn your personal needs and identify risks. We want to make sure that your insurance actually protects you. Geertsen Insurance Group headquartered in Draper, Utah is an independent insurance agency dedicated to finding you the comprehensive insurance coverage you need.

Whether you need to protect your car and home, want insurance for the possessions in your apartment, or need a general umbrella policy for peace of mind, our agents will provide you with outstanding service and the policies you need. We pride ourselves on finding affordable UT personal insurance policies that protect your most important assets. We want to ensure that your insurance policies provide protection for your biggest concerns.

Auto Insurance

Condo Insurance

Need an insurance quote for your condo or townhouse? You’ve come to the right place.

If you own a townhome or condo, you have different insurance needs than the typical homeowner. Not only do you own your individual condo, you also share ownership in the common areas and overall structure of your building.

If you would like to feel more secure, you should look into purchasing a condo or townhome insurance plan from Geertsen Insurance Group. Contact us to start get a condo or townhouse quote right now!

Renters Insurance

What is Renters Insurance?

Basically, renters insurance acts as a homeowners insurance policy for those who rent their place of residence. Whether you live in a condo, apartment, house, duplex, etc., renters insurance can protect you and your assets. Having renter’s insurance can help devoid costs of damages should anything happen to a rental property that you are living in.

Doesn’t My Landlord’s Insurance Cover Me?

NO! Do not make the mistake of assuming your landlords homeowners insurance will cover you and your assets. A landlord’s policy covers only the physical structure of the rental property, not your belongings. If the person who owns the building has rental insurance, they will be protected from costs to them should something happen to the building, but they are not responsible for covering your belongings.

The Next Step…

Purchasing renter’s insurance ensures that your property is protected. Don’t make the mistake of thinking you are invincible; you do need insurance for your belongings, even if you live in a rental property. You are the only one who is responsible for protecting your assets. Contact Geertsen Insurance Group today for more information and fill out our free renters insurance quote form!

Rental Property / Landlord Insurance

At Geertsen Insurance Group, our dedicated agents make choosing Rental Property Insurance easy. We will analyze your needs and explain your options in a clear, understandable way while saving you time and money in the process. Geertsen Insurance Group makes it quick and easy to find the Rental Property policy you need at the rate you deserve.

Rental Property Insurance coverage can protect your rental property from unexpected loss. With Rental Property Insurance through Geertsen Insurance Group, you can rent your property out with confidence.

Geertsen Insurance Group will shop the top carriers in the country to find you a Rental Property policy that is both affordable and reliable.

Umbrella Insurance

What is Umbrella Insurance?

Umbrella Insurance provides exactly the type of coverage that it sounds like it would; it provides an umbrella for you to stand under. Liability issues are everywhere and you never know what could cause someone to present you with a lawsuit. Basically, Umbrella Insurance policies protect you from liability issues the go beyond the liability limits of standard insurance policies, such as your homeowner’s insurance, car insurance, etc. This policy literally puts you under its umbrella so that when you exceed the liability coverage limits on an insurance line, you will still be protected.

Flood Insurance

Flood insurance provides protection for destruction and financial devastation caused by floods. Although it may not seem like much even a few inches of water can cause serious damage; resulting in thousands of dollars in repair and restoration costs. Homeowners insurance does not cover floods. Purchasing a flood insurance policy through Geertsen Insurance Group can protect you.

Although it may not seem as necessary as homeowners insurance, flood insurance is important if you want to keep your home safe and your possessions secure. Flood coverage offers protection against losses that result from heavy and lengthy rain falls, storm surges, blocked storm drainage systems, snow melts, etc.

Different types of policies are available based on your property’s location and flood history:

• Standard Flood Insurance Policies

If you live in a community that participates in the NFIP, your building and its contents can be covered by a standard flood insurance policy. The National Flood Insurance Program (NFIP) was established by the Federal Government to help communities who “voluntarily participate in the NIFP by adopting and enforcing floodplain management ordinances to reduce future flood damage.” To be considered a flood, the waters must cover at least two acres or affect at least two properties. You must apply for building coverage and contents coverage separately if you choose to invest in a standard flood insurance policy.

• Preferred Risk Flood Insurance Policies

If your home or business is in a low or moderate risk zone, your building may qualify for a low-cost preferred risk policy. While you aren't required to purchase flood insurance in low-to-moderate risk areas, a preferred risk policy will protect your home and its contents if you are affected by a small flood or a larger flood that has extended into your low-risk area. In truth, many flood insurance claims occur in low-to-moderate risk areas.

Don't wait until it's too late. Contacting Geertsen Insurance Group today will get you on the path to flood protection with an affordable and comprehensive insurance policy.

Motorcycle Insurance

Selecting your motorcycle is a big decision. Protecting your motorcycle is easy.

Whether you're a weekend warrior, a casual rider, or a hardcore motorcyclist, our motorcycle insurance policy offers protection for you, your bike, and your accessories. Our policy is designed to meet the personal and financial needs of most motorcycle owners.

All you need to do is choose the type of coverage and deductibles that best cover your motorcycle and your lifestyle, and we'll do the rest. We offer competitive prices plus convenient payment plans, and we'll place your coverage with a company that has the financial stability to be there when you need them most. We hope you never have a bad day, but if you do, our motorcycle insurance coverage is designed to help turn a very bad day around.

And no doubt you'll qualify for some of our discounts that will make your Utah motorcycle insurance premiums even lower. We want you to enjoy your ride with the peace of mind that comes from knowing you're covered.

You may qualify for a number of discounts including:

• Insuring more than one motorcycle
• Mature riders
• Renewals
• Credit for qualified safety courses
• Multi-policies with our company

Discounts that could significantly lower your insurance premium aren’t the only reason to place your policy with us. Competitive pricing, customer service, and peace of mind are more reasons to put us to work for you. We'll help you design a policy to meet your needs as a proud motorcycle owner. We’ll show you what coverage may be available and how to get the personalized protection you need.

Even if you've been riding for years, it's a good idea to take a close look at your motorcycle insurance coverage. Things change, times change, and chances are your policy may need to be updated to meet your changing lifestyle.

You've worked hard to get where you are, and you have a lot to look out for. You deserve the right policy at the right price. Regardless of the type of motorcycle rider you are we quote motorcycle insurance for every lifestyle. Why not get started today and save with a free motorcycle insurance quote?

Off-Road Vehicle Insurance

Let’s face it, off road vehicles are fun. Off road vehicle insurance is a critical tool to make sure you keep them fun. Whether you are a recreational ATV rider, or use your side by side to manage miles of fence line having it damaged, wrecked, or stolen can cause loss of time and money. We can provide different types of off road vehicle insurance to cover different types of vehicle needs.

ATV Insurance:

All Terrain Vehicles, Quad, Four Wheelers: whatever name you call it, the fun is still just as good. If you’re using it as a weekend cruiser, running around the farm, or taking it hunting – having your ATV is a lot of fun, but it’s also a big investment. What happens if it’s sitting in the garage and a poorly placed battery ruins the gas tank and engine? Does your homeowner insurance cover it? What if you’re not on your property and have an accident? Are you or your ATV covered? Even worse, if someone steals it from your backyard, or it’s hit while waiting to load your quad onto the trailer at your favorite trail – how are you going to replace it?

If you’re lucky enough to have a State managed four wheeler trail network you’re most likely going to need insurance for your quad to ride on State land. We can help with all of these scenarios.

Dirt Bike Insurance:

Race on the weekend at your local track? Ride recreationally? An off road motorcycle is a big investment too. Many people who compete in enduro rides have to be registered and insured – even hare scrambles can require coverage for your motorcycle. If you participate in activities where coverage is required, or want to protect your investment we can design the right policy to protect your dirt bike too.

Side-by-side and Full size 4wd Insurance:

Many of the vehicles that never see pavement, or aren’t registered are of high value. You wouldn’t buy an 8 thousand dollar car and not insure it, but would you buy a side by side and leave it uninsured? If you’re a rock crawler why wouldn’t you protect your thirty-thousand dollar toy from liability, uninsured accidents, and theft? If it falls off a trailer, will you pay damages out of pocket? If your Jeep rolls over and damages someone else’s vehicle, who will cover those damages? Many offroad toys are high value, high investment, but owners simply don’t think they need coverage because they’re not on the road. Don’t leave your side by side, Jeep, or buggy vulnerable to anything other than the trails you’re on.

To make sure your buggy, quad, side by side, bike, or any other off road vehicle you own is protected… contact us for a free quote today!

Boat & Watercraft Insurance

Things to Consider: